It’s common this time of the year to hear someone say, “Where did the year go?” The holiday season and approaching New Year remind you to slow down and reflect.
Dental treatment is perhaps not among your moments of reflection. I understand that, but I’d offer one suggestion, and depending on your circumstances this could help you financially.
A potential surplus
As this year closes, you could have unused dental insurance benefits. The good news is that your benefits renew annually.
The bad news is that those same benefits do not roll over into the New Year. If you do not use them you…well…lose them.
The same applies to your Health Savings Account (HSA) and Flexible Spending Account (FSA) benefits. They’re yours to use before the New Year begins.
Your annual insurance maximums are beneficial to you and your family. Bottom-line the dollars are yours to invest in the dental treatment that improves your long-term health.
To your advantage
You can use your remaining insurance benefits to begin treatment you’ve been delaying. Your out-of-pocket costs could be reduced depending on the amount of benefit you have available and the timing of your treatment.
It’s essential that you ask your Charlotte orthodontist about your orthodontic treatment plan and how your dental insurance applies. Also, ask us about the most cost-effective ways to maximize your remaining annual benefits and if they can be applied to any pending treatment.
Aside from dental emergencies and preventive dental care, your orthodontic treatment is a significant place to invest a portion of your allowable dental insurance. This is especially advantageous to you if your remaining benefits are applicable.
Prioritize your dental health and begin improving your smile as this year ends and the New Year begins. This time next year you’ll be glad you took full advantage of your available dental insurance benefits.
Contact your orthodontist in Charlotte about Invisalign™ orthodontic treatment. Schedule a consultation to discuss your dental insurance options for covering a portion of your treatment.